Liberty Insurance Adjusters Blog | Licensed Loss Claim Tips

Home or Office Damage? We’ll Handle It! See up to 574% More for Repairs. Let’s Chat about Your Claim

public adjuster

Common Mistakes Business Owners Make When Filing Damage Claims

Common Mistakes Business Owners Make When Filing Damage Claims


A storm, fire, or flood has walloped your business or commercial property. How do you get the claims process started? Avoid claims surprises by calling us so we can notify your insurance company immediately. Once they know what’s going on at your place of business then we can assess the damages and make temporary repairs to mitigate further issues and get you back to work ASAP.

Don’t damage your own claim. Our public adjusters outline common mistakes business owners make when filing commercial property claims.

Property Management Partners: Working Together on Claims

Property Management Partners: Working Together on Claims

As a property manager, you wear many hats in your daily routine. But what happens if a disaster wrecks a property you manage?

If a storm or other catastrophe strikes the apartment, condo, or rental home you oversee, it is crucial to contact a public adjuster as soon as possible. Public adjusters thoroughly inspect your rental properties to ensure that you get the settlement necessary to complete repairs.

At Liberty Insurance Adjusters, our team can help you manage property damage claims on all your rental properties. Here's how:

How to Avoid Non-Renewal of Your Homeowner's Insurance

How to Avoid Non-Renewal of Your Homeowner's Insurance

Experiencing the ups and downs of non-renewal of your homeowner's insurance policy. Here’s how to handle it.

You pause momentarily when the word “non-renewal” floats off the page in that letter from your homeowner’s insurance carrier. Why is this happening? Did you file too many claims?

Our public adjusters at Liberty Insurance Adjusters weigh in on how to avoid non-renewal and what to do if it happens to your insurance policy.

Filing Residential Fire Claims

Filing Residential Fire Claims

For most people, home is not only a haven from the outside world, but it is also their biggest financial investment. Unfortunately, house fires are extremely common due to cooking, heating/electrical systems, open flames from candles, and appliances.

Our public adjusters at Liberty Adjusters discuss how to properly file a residential fire claim so you can get the settlement that you deserve.

Hurricane Season 2021: Preparing for Mold

Hurricane Season 2021: Preparing for Mold

Hurricane season has officially begun and while mold is not usually something that you might think about when preparing for a hurricane, prevention could save you thousands of dollars and heartache down the line if flooding occurs.

Stay safe this hurricane season! Our public claims adjusters discuss how to prevent mold damage and place a claim for your property if needed.

Roof Claim Denied for 'Wear and Tear'. Now What?

Roof Claim Denied for 'Wear and Tear'. Now What?

Was your roof damage claim denied due to “wear and tear?” This is one of the most common reasons that insurers use to deny claims. Normal wear and tear happens as your roof ages and is almost always excluded by the terms of your insurance policy.

That doesn’t mean that you should just accept the denial of your claim and move on. In many cases, the insurer’s decision is baseless or uninformed as the insurer’s adjuster might have failed to consider the facts that point to a covered peril as the culprit of the damage.

So what happens next? Our public loss adjusters explain…

Old House Charm: Cast Iron Pipes and Water Damage Claims

Old House Charm: Cast Iron Pipes and Water Damage Claims

Old homes can have a lot of charm. Unfortunately, cast iron pipes don't tend to contribute to it...

While old houses are full of charm, they also can be fraught with an array of problems, including ungrounded outlets, outdated HVAC systems, old windows, and one of the worst problems: plumbing issues.

The worst part is that a lot of the plumbing issues that your older home may have are silent. You might not notice hidden leaks until your water bill starts to climb, or you start to see visible stains or smell musty odors.

How to Place a Claim for Hail Damage

How to Place a Claim for Hail Damage

Unlike other states, hail is not something that we encounter often in Florida. But, as we have recently seen, when heavy thunderstorms produce hail, it can cause extensive damage to roofs, cars, windows, etc.

Was your roof damaged by hail? Here are the most important things to keep in mind when filing a hail damage claim in Florida so you can get the settlement that your property deserves.

Sinkholes & Your Homeowners Insurance: Are You Covered?

Sinkholes & Your Homeowners Insurance: Are You Covered?

To put it simply, most of us dream of waterfront property, but just not under these circumstances...

Sinkholes can occur slowly or abruptly open up. Since Florida faces many more sinkholes than any other state, legislation has required Florida’s insurers to provide special endorsements and policies that specifically cover sinkholes.

 
 

If you’d like to get the fairest settlement you can to repair your home or business, lean on Liberty Adjusters.