florida claims

Independent Adjuster Vs. Public Adjuster: What is the Difference?

Independent Adjuster Vs. Public Adjuster: What is the Difference?

Filing an insurance claim can be a tough process, with so many different aspects to analyze, it’s easy to feel overwhelmed. Making a mistake can cost you time and money, and sadly in some cases, end up in a denied or undervalued claim.

When property damage occurs, you may expect to work with your insurance and their independent claim adjuster partners, believing that your monthly premium payments will be enough to have them on your side, but that is not always the case. As a property owner, you have options!

Today, the experts at Liberty Insurance Adjusters will go over some things you should know first and explain the difference between an independent adjuster and a public claims adjuster. If you’ve experienced damage at your home or business, don’t go it alone. If you need help, contact a professional about your claim to get the maximum settlement to make things right

How to Avoid Non-Renewal of Your Homeowner's Insurance

How to Avoid Non-Renewal of Your Homeowner's Insurance

Experiencing the ups and downs of non-renewal of your homeowner's insurance policy. Here’s how to handle it.

You pause momentarily when the word “non-renewal” floats off the page in that letter from your homeowner’s insurance carrier. Why is this happening? Did you file too many claims?

Our public adjusters at Liberty Insurance Adjusters weigh in on how to avoid non-renewal and what to do if it happens to your insurance policy.

Does Homeowners Insurance Cover Wind Damage?

Does Homeowners Insurance Cover Wind Damage?

Florida may be the Sunshine State, but we have our fair share of high winds and storms that can cause significant property damage. If your home is damaged due to high wind, your homeowner’s insurance policy offers some protection. Generally, you are covered for wind damage from weather events like tornadoes, hail, rain, lightning, and hurricanes.

Understanding how your policy offers protection against wind damage is crucial to be properly prepared for the unexpected because you will understand your coverage limits and know if you need to add additional coverage for a wider net of protection.

Let’s discuss the important ways in which your homeowner’s policy can protect you when the wind starts to pick up...

Hurricane Season 2021: Preparing for Mold

Hurricane Season 2021: Preparing for Mold

Hurricane season has officially begun and while mold is not usually something that you might think about when preparing for a hurricane, prevention could save you thousands of dollars and heartache down the line if flooding occurs.

Stay safe this hurricane season! Our public claims adjusters discuss how to prevent mold damage and place a claim for your property if needed.

How to Place a Claim for Hail Damage

How to Place a Claim for Hail Damage

Unlike other states, hail is not something that we encounter often in Florida. But, as we have recently seen, when heavy thunderstorms produce hail, it can cause extensive damage to roofs, cars, windows, etc.

Was your roof damaged by hail? Here are the most important things to keep in mind when filing a hail damage claim in Florida so you can get the settlement that your property deserves.

Sinkholes & Your Homeowners Insurance: Are You Covered?

Sinkholes & Your Homeowners Insurance: Are You Covered?

To put it simply, most of us dream of waterfront property, but just not under these circumstances...

Sinkholes can occur slowly or abruptly open up. Since Florida faces many more sinkholes than any other state, legislation has required Florida’s insurers to provide special endorsements and policies that specifically cover sinkholes.

 
 

If you’d like to get the fairest settlement you can to repair your home or business, lean on Liberty Adjusters.