roof damage

Florida’s Assignment of Benefits Crisis Leads to NEW Rules for Roofers & Insurance Claims

Florida’s Assignment of Benefits Crisis Leads to NEW Rules for Roofers & Insurance Claims

In Florida, roofers and other repair professionals have been able to be signed on to essentially manage claims for the policyholder often times through what is known as assignment of benefits (AOB). The result? Inflated claims and heightened volumes of lawsuits that have driven up insurance companies’ legal costs thus increasing monthly premiums for homeowners.

New regulations mean that roofing contractors can no longer solicit property damage claims, or risk a $10,000 fine for each violation. Our public adjusters discuss how this impacts roofers and homeowners in Tampa Bay.

Roof Claim Denied for 'Wear and Tear'. Now What?

Roof Claim Denied for 'Wear and Tear'. Now What?

Was your roof damage claim denied due to “wear and tear?” This is one of the most common reasons that insurers use to deny claims. Normal wear and tear happens as your roof ages and is almost always excluded by the terms of your insurance policy.

That doesn’t mean that you should just accept the denial of your claim and move on. In many cases, the insurer’s decision is baseless or uninformed as the insurer’s adjuster might have failed to consider the facts that point to a covered peril as the culprit of the damage.

So what happens next? Our public loss adjusters explain…

How to Place a Claim for Hail Damage

How to Place a Claim for Hail Damage

Unlike other states, hail is not something that we encounter often in Florida. But, as we have recently seen, when heavy thunderstorms produce hail, it can cause extensive damage to roofs, cars, windows, etc.

Was your roof damaged by hail? Here are the most important things to keep in mind when filing a hail damage claim in Florida so you can get the settlement that your property deserves.

Getting Roof Claims Right to Repair the Damage

Getting Roof Claims Right to Repair the Damage

It’s easy to take our roofs for granted, until a storm, a fallen tree, or another disaster makes a mess of things. If you notice any damage to your roof, you’ll need to submit a homeowner’s insurance claim to help reduce your out-of-pocket costs.

Unfortunately, if you don’t follow the correct steps when filing your roof claim, your insurance company might undervalue or deny your claim! Here are four steps to get your roof claim right and get a fair amount to pay for your roof repair or replacement...

 
 

If you’d like to get the fairest settlement you can to repair your home or business, lean on Liberty Adjusters.