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All About Claims Adjusting
Experiencing the ups and downs of non-renewal of your homeowner's insurance policy. Here’s how to handle it.
You pause momentarily when the word “non-renewal” floats off the page in that letter from your homeowner’s insurance carrier. Why is this happening? Did you file too many claims?
Our public adjusters at Liberty Insurance Adjusters weigh in on how to avoid non-renewal and what to do if it happens to your insurance policy.
In Florida, roofers and other repair professionals have been able to be signed on to essentially manage claims for the policyholder often times through what is known as assignment of benefits (AOB). The result? Inflated claims and heightened volumes of lawsuits that have driven up insurance companies’ legal costs thus increasing monthly premiums for homeowners.
New regulations mean that roofing contractors can no longer solicit property damage claims, or risk a $10,000 fine for each violation. Our public adjusters discuss how this impacts roofers and homeowners in Tampa Bay.
Was your roof damage claim denied due to “wear and tear?” This is one of the most common reasons that insurers use to deny claims. Normal wear and tear happens as your roof ages and is almost always excluded by the terms of your insurance policy.
That doesn’t mean that you should just accept the denial of your claim and move on. In many cases, the insurer’s decision is baseless or uninformed as the insurer’s adjuster might have failed to consider the facts that point to a covered peril as the culprit of the damage.
So what happens next? Our public loss adjusters explain…
Unlike other states, hail is not something that we encounter often in Florida. But, as we have recently seen, when heavy thunderstorms produce hail, it can cause extensive damage to roofs, cars, windows, etc.
Was your roof damaged by hail? Here are the most important things to keep in mind when filing a hail damage claim in Florida so you can get the settlement that your property deserves.
There’s water everywhere, and the damage? You don’t even want to think about it.
The damage has been done, and now it’s time to place a homeowner’s insurance claim. Not sure what your options are or how to place a claim?
Our public insurance adjusters share how to place a water damage claim to get your home or business back to pre-loss condition. See how to get the most for your property damage:
When it comes to living in a storm-heavy area like Florida, homeowners need to understand, and not underestimate, the real extent that wind and water damage can have on their property. See signs of lingering storm damage!
