Old homes can have a lot of charm. Unfortunately, cast iron pipes don't tend to contribute to it...
While old houses are full of charm, they also can be fraught with an array of problems, including ungrounded outlets, outdated HVAC systems, old windows, and one of the worst problems: plumbing issues.
The worst part is that a lot of the plumbing issues that your older home may have are silent. You might not notice hidden leaks until your water bill starts to climb, or you start to see visible stains or smell musty odors.
Scroll down to learn how water damage claims can be impacted by the cast iron pipes in an older house!
Old House Plumbing Woes
Believe it or not, in the world of plumbing anything older than 1960 is likely to be using galvanized or cast iron piping. While previous owners may have replaced any corroded or clogged pipes, there may be more that are damaged, leaking, or rusted that need to be replaced.
An easy way to check if there is a problem with your pipes is to turn on the hot water since hot water pipes are often the first to rust. If the pressure is low, it could be a sign that your cast iron pipes need of inspection.
In Tampa Bay, we also have hard water which can be especially hard on water pipes and cause corrosion and build up over time. This increases the likelihood that your pipes may fail prematurely and result in possible water damage issues for your property.
What’s the Condition of Your Plumbing?
When you bought your home, you may have had an inspection to give you a better understanding of the condition of the plumbing. But, it could have been a while since you had one and your plumbing is an integral part of your older home.
These are common signs of cast iron pipe issues:
You’re Experiencing Low Water Pressure
In an old home, you might notice decreased water pressure. This can be caused by several factors, including the build-up of minerals from hard water. Hard water minerals can cause a chemical reaction with cast iron pipes that can lead to a build-up of bacteria, which can become a health concern.
If you notice any restricted water flow, seek the advice of a plumber and get an inspection done. This can help mitigate any water damage from occurring. Need to place a water damage claim? Call Liberty Adjusters to place a claim!
Sewer Lines Can Deteriorate
Cast iron pipes were installed between the 1950s and 1970s, and their lifespan can range from 70 to 100 years. Their long lifespan doesn’t make up for issues that can arise with cast iron pipes though, as many systems begin to have problems including leaks, backups, mold, and even flooding after only 25 years.
Water damage? Learn how to place a claim!
Cast Iron Pipe Breaks and Leaks Can Cause Health Issues
When a cast iron pipe breaks, the water in the home is no longer safe for your family. Backed-up sinks, showers, and tubs aren’t just a sign of a damaged cast iron pipes, they are a site for potential health issues as this Class 3 “blackwater” can cause infections.
Pests and Rodents
A break in a cast iron pipe can allow contaminants from the soil and rodents and roaches in your home’s water lines. These contaminants can contribute to black water, and pests and rodents can infest your home bringing diseases into the safe spaces of your home.
Mold
Cast iron pipes are located in dark areas of your home where leaks can promote mold growth. Excess moisture and dampness give mold the fuel it needs to grow and contaminate the air in your home.
Placing a Water Damage Claim
Placing a water damage claim for cast iron pipes can be tricky. When making a water damage insurance claim, it helps to understand what your homeowner’s insurance policy covers. Not sure? Call on Liberty Adjusters and we can walk you through your coverage.
Many insurance companies try to lowball settlement offers and may look for loopholes to avoid paying out money for water damage repairs. Most commonly, they might say “cast iron plumbing isn’t covered by your policy.” Or they might say that it is “normal wear and tear,” that isn’t covered. Don’t worry, that doesn’t mean that your insurer is completely off the hook.
Your homeowner’s insurance may cover the cost of tearing up and repairing floors and walls due to water damage, even if they don’t cover the actual pipe replacement, but they will rarely divulge this information to you in their denial.
Don’t be discouraged. Liberty Adjusters will help you fight against the insurance company to secure funding to replace your cast iron pipes. Place your cast iron pipe water damage claim today!
Cast Iron Pipe Water Damage Claims
If you have a cast-iron pipe break and water damage, call Liberty Insurance Adjusters! Our public claims team will examine your policy, and help you throughout the entire water damage claims process. We will help get the settlement you deserve!
Don’t settle or accept a denial from your insurance company without talking to Liberty Adjusters first. Our Tampa Bay public loss adjusters always have your best interest in mind. Call 813-922-5129 today for your free claim evaluation.