Our insurance adjusters explain each step that happens after you file a property insurance claim so you can be informed throughout the process. Of course, the easiest way to file a claim? Call a public adjuster like us here at Liberty Adjusters!
What that Insurance Premium Discount REALLY Means...
What is a Proof of Loss Statement?
Independent Adjuster Vs. Public Adjuster: What is the Difference?
Filing an insurance claim can be a tough process, with so many different aspects to analyze, it’s easy to feel overwhelmed. Making a mistake can cost you time and money, and sadly in some cases, end up in a denied or undervalued claim.
When property damage occurs, you may expect to work with your insurance and their independent claim adjuster partners, believing that your monthly premium payments will be enough to have them on your side, but that is not always the case. As a property owner, you have options!
Today, the experts at Liberty Insurance Adjusters will go over some things you should know first and explain the difference between an independent adjuster and a public claims adjuster. If you’ve experienced damage at your home or business, don’t go it alone. If you need help, contact a professional about your claim to get the maximum settlement to make things right
Tenant Damage: Is it Covered by Homeowner's Insurance?
You’re renting your property, and that can be stressful! Aside from all the other duties you are juggling, there’s always the threat of property damage taking your time and money. From typical wear to an angry evictee, damage from a tenant can come in all shapes and sizes.
Our public adjusters go over what damage is and isn’t covered, and give you some tips on how to avoid the damage from occurring in the first place!
Common Mistakes Business Owners Make When Filing Damage Claims
A storm, fire, or flood has walloped your business or commercial property. How do you get the claims process started? Avoid claims surprises by calling us so we can notify your insurance company immediately. Once they know what’s going on at your place of business then we can assess the damages and make temporary repairs to mitigate further issues and get you back to work ASAP.
Don’t damage your own claim. Our public adjusters outline common mistakes business owners make when filing commercial property claims.
Property Management Partners: Working Together on Claims
As a property manager, you wear many hats in your daily routine. But what happens if a disaster wrecks a property you manage?
If a storm or other catastrophe strikes the apartment, condo, or rental home you oversee, it is crucial to contact a public adjuster as soon as possible. Public adjusters thoroughly inspect your rental properties to ensure that you get the settlement necessary to complete repairs.
At Liberty Insurance Adjusters, our team can help you manage property damage claims on all your rental properties. Here's how:
Roof Claim Denied for 'Wear and Tear'. Now What?
Was your roof damage claim denied due to “wear and tear?” This is one of the most common reasons that insurers use to deny claims. Normal wear and tear happens as your roof ages and is almost always excluded by the terms of your insurance policy.
That doesn’t mean that you should just accept the denial of your claim and move on. In many cases, the insurer’s decision is baseless or uninformed as the insurer’s adjuster might have failed to consider the facts that point to a covered peril as the culprit of the damage.
So what happens next? Our public loss adjusters explain…
Sinkholes & Your Homeowners Insurance: Are You Covered?
To put it simply, most of us dream of waterfront property, but just not under these circumstances...
Sinkholes can occur slowly or abruptly open up. Since Florida faces many more sinkholes than any other state, legislation has required Florida’s insurers to provide special endorsements and policies that specifically cover sinkholes.