Our Blog
All About Claims Adjusting
You’re renting your property, and that can be stressful! Aside from all the other duties you are juggling, there’s always the threat of property damage taking your time and money. From typical wear to an angry evictee, damage from a tenant can come in all shapes and sizes.
Our public adjusters go over what damage is and isn’t covered, and give you some tips on how to avoid the damage from occurring in the first place!
A homeowner’s insurance lapse can happen even to the best policyholders. An oversight or failed automatic payments can cause a lapse in your coverage due to nonpayment. Though your coverage should be reinstated once you pay your past-due insurance bill, it isn’t always that simple.
If your homeowner’s insurance policy lapses even for just a day or two, any damages that may occur to your home during that time, due to a fire, storm, or burglary/vandalism could leave you without coverage to pay for the damage.
So, you let your homeowner’s insurance lapse. What happens next? Our public adjusters explain.
As a property manager, you wear many hats in your daily routine. But what happens if a disaster wrecks a property you manage?
If a storm or other catastrophe strikes the apartment, condo, or rental home you oversee, it is crucial to contact a public adjuster as soon as possible. Public adjusters thoroughly inspect your rental properties to ensure that you get the settlement necessary to complete repairs.
At Liberty Insurance Adjusters, our team can help you manage property damage claims on all your rental properties. Here's how:
Experiencing the ups and downs of non-renewal of your homeowner's insurance policy. Here’s how to handle it.
You pause momentarily when the word “non-renewal” floats off the page in that letter from your homeowner’s insurance carrier. Why is this happening? Did you file too many claims?
Our public adjusters at Liberty Insurance Adjusters weigh in on how to avoid non-renewal and what to do if it happens to your insurance policy.
Was your roof damage claim denied due to “wear and tear?” This is one of the most common reasons that insurers use to deny claims. Normal wear and tear happens as your roof ages and is almost always excluded by the terms of your insurance policy.
That doesn’t mean that you should just accept the denial of your claim and move on. In many cases, the insurer’s decision is baseless or uninformed as the insurer’s adjuster might have failed to consider the facts that point to a covered peril as the culprit of the damage.
So what happens next? Our public loss adjusters explain…
To put it simply, most of us dream of waterfront property, but just not under these circumstances...
Sinkholes can occur slowly or abruptly open up. Since Florida faces many more sinkholes than any other state, legislation has required Florida’s insurers to provide special endorsements and policies that specifically cover sinkholes.
The entire ordeal is almost an inevitable never-ending circle…you cannot get the necessary work done on your home unless you have the money, but you also cannot wait any longer without having the work done. So naturally, you want to take the first settlement offer that comes in.
And why shouldn’t you? Your insurance company is looking out for your best interest, right? Wrong. The simple answer is you shouldn’t accept the insurance company’s first offer. Here’s why…
Natural disasters can strike at any time—and when they do you need to be prepared to mitigate storm damage and file an insurance claim for property repairs.
See 6 common mistakes made when filing for storm damage and how you can avoid having your storm damage claim denied, delayed, or underpaid by your insurance company.
When a disaster strikes, time is of the essence, literally. The first 48 hours are crucial. In some cases, you speak with your insurance company and they tell you a loss adjuster will be meeting with you to determine the damage. At this point, you think you are covered and are good to go. But are you?
