Home fires are devastating and bring about an incredible amount of stress to anyone they affect. As if suffering extreme damage to your home wasn't enough, you now need to deal with the added stress of filing your home insurance claim.
But don't rush! If you want to get the most out of your insurance, you'll have to be calculated with your approach. See, insurance companies are just like any other business. They put their own bottom line first. They will do everything in their power to avoid paying you the maximum amount.
Luckily, our public adjusters at Liberty Adjusters are here with a simple step-by-step plan for you to take after a fire hits your home.
1. Call a Public Adjuster Before Filing Your Claim
Unlike insurance companies, a public adjuster's bottom line depends on you getting the MOST money possible for your claim. Our team here at Liberty Adjusters will walk you through your insurance claim, and make sure every step gets handled the right way.
Calling a public adjuster before filing will almost always increase your final settlement amount, so don't wait! Call Liberty Adjusters today.
Read More > Why You Should Always Call a Public Adjuster Before Filing
2. Document All Your Losses Thoroughly
In order to get the most out of your claim, you'll have to provide as much evidence of your losses as possible. Take pictures and videos of all damaged items, including those that are not covered by the insurance company. You can never have enough evidence when it comes to your damaged property, so take as many shots as possible.
Always make sure to keep receipts for any temporary repairs or replacements.
3. Mitigate Further Damage to Your Home
As soon as possible, you need to take steps to prevent further damage from occurring. This includes removing any fabric furniture before they get covered in soot and boarding up windows to prevent water damage if it rains.
You are actually required to take steps to mitigate damage, as per your insurance policy. Watch the video below to see how important it is to follow your "duty after loss".
Liberty Adjusters Will Help You Get More Money for Your Insurance Claim
After a fire, you need someone who will put your interests first and get you the most money possible from your claim. Liberty Adjusters have been helping our local community recover for years and won't rest until you get every penny of what you deserve.
Have questions? Call us today! Our public adjusters are ready and willing to help you better understand your claim.
Ready to file a claim? Submit your claim online to get a head start!